Yes. 5 free analyses per month on this connection, no email required. For ongoing analysis on every load, the paid app starts at $79/month, with a 30-day free trial and no card to start.

How is cost per mile calculated?

Cost per mile = total operating expenses divided by total miles driven. The analyzer counts the costs it finds in what you upload — fuel receipts, settlement deductions, and expense receipts. Costs you don't upload aren't in the number.

What's a healthy revenue per mile for an owner-operator?

There's no single number. Revenue per mile minus your cost per mile is what's left per mile, and cost per mile varies with your truck, loan, insurance, and lanes — which is why the analyzer shows both, based on what you upload.

Can I see what the shipper paid my broker?

This analyzer doesn't show shipper rates. Under 49 CFR 371.3, a carrier may request the broker's record of a transaction it hauled, which includes the compensation the broker received. Our free request template is on the broker records page. The analyzer compares your rate with the market average.

We don't sell your documents or individual numbers to brokers, factoring companies, insurers, or anyone else. We may use submitted data in aggregate benchmarks. Full policy at /privacy.

Settlement & Pay Analyzer

Upload settlements, rate cons, or fuel receipts. See your cost per mile and pay per mile — based only on what you upload. 5 free analyses per month on this connection, no account.

5 free analyses per month on this connection.

Drop your documents here

Rate confirmations, fuel receipts, settlement statements

PDFJPGPNGHEIC

Quarter

Year

Equipment

I agree to the Terms and Privacy Policy, and let OverTheRoad.AI store and use what I submit as-is. Email support@overtheroad.ai anytime to have it deleted.

Add at least one file first.

Free. Max 20 files. Images are resized in your browser before upload.

What you'll see

Cost per mile

What each mile costs you, from the costs in what you upload.

Pay per mile

Weekly, monthly, and year to date, from your settlements and rate cons.

You vs. market

Your $/mile next to the market average for your lanes.

Related free tools

IFTA calculatorState-by-state miles, gallons, and tax — an estimate.Rate after fuelWhat a rate per mile leaves after fuel and deadhead.Lane ratesMarket $/mile on a lane, with a 12-week trend.Check-A-LoadOne offer next to the market and the broker's record.

How cost per mile is calculated

Your cost per mile (CPM) is the total amount you spend to put your truck on the road divided by the miles you actually drove.

Formula

CPM = (fixed costs + variable costs) ÷ total miles

Fixed costs (paid whether you drive or not)

Truck payment or lease
Insurance (liability, physical damage, occupational accident)
Permits, IRP, UCR, IFTA license, plates
Phone, ELD subscription, accounting tools
Depreciation (for tax purposes)

Variable costs (driven by miles)

Fuel (often the biggest one)
Maintenance and repairs (tires, oil, brakes)
Tolls and scale fees
Lumpers, detention advances
Driver pay (if you're a fleet owner, not driving yourself)

Your CPM moves with equipment type, loan status, insurance class, and lanes — two trucks on the same freight can be far apart. That's why the analyzer works from your own paperwork.

What's a healthy revenue per mile for owner-operators?

Revenue per mile (RPM) minus your cost per mile (CPM) is what's left per mile. There's no single “healthy” number — your break-even is your own CPM, and it moves with your truck, loan, insurance, deadhead, and lanes.

Formula

Left per mile = RPM − CPM

How broker margin works

A freight broker's revenue comes from the spread between what the shipper pays them and what they pay you. The size of that spread varies by lane, broker, and season.

Under 49 CFR 371.3, a carrier may request the broker's record of each transaction it hauled. A free request template is on the broker records page.

See the 371.3 request template

FAQ

Is this really free?

Yes. 5 free analyses per month on this connection, no email required.

What documents can I upload?

Settlements, rate confirmations, fuel receipts, BOLs, PODs, invoices, 1099s. PDF, JPG, PNG, or phone photo. Up to 20 files per run.

Do I need an account to see my report?

No account, no email. The report appears on the page when reading finishes — copy or download what you need.

Will you sell my data?

No — not to brokers, not to factoring, not to insurance, not to anybody. See our privacy page for the full policy.

Can I keep these numbers current every week?

Yes, inside the app: it updates from the settlements, rate cons, and fuel receipts you add. Plans from $79/mo, 30-day free trial, no card to start.

More free tools

All tools

Check-A-Load

How a load compares — market rate, miles, fuel, broker record.

Contract Review

Upload a trucking contract — commonly disputed clauses pulled out. Not legal advice.

Rate After Fuel Calculator

What each mile pays you after fuel and deadhead. Live math.

Broker / Carrier Check

Federal record: authority, insurance, safety. MC or DOT.

Live Diesel Prices

National + regional diesel, updated weekly.

Mileage + Fuel Cost

Miles, drive time, and real fuel cost between two cities.

Lane Rate Check

Regional market $/mile for your origin, dated by week, plus a 12-week trend.

Fuel Surcharge Calculator

Fuel surcharge per mile at today's diesel and your MPG.

Fuel Surcharge Table

Per-mile surcharge at diesel prices in 10¢ steps, by base and MPG.

Invoice Generator

A clean trucking invoice, built live and printed to PDF. Free.